Care Glossary

 

The UK care system comes with its own language — and nobody gives you a dictionary. Terms like NHS Continuing Healthcare, Deferred Payment Agreement, and means-tested funding get used by social workers, care home managers and financial advisers as if they are common knowledge. They are not. This glossary exists to change that. Every term below is explained in plain English, with no jargon and no assumptions. If you are a family member trying to understand what your options are, start here.

Your Plain-English Guide to UK Elderly Care

 

Funding & Money

 

NHS Continuing Healthcare (CHC)

Attendance Allowance

Deferred Payment Agreement

Means-tested care

Self-funded care

Top-up payments

Personal budget

Direct payments

NHS-funded nursing care

 

Types of Care

 

Residential care

Nursing care

Dementia care

Live-in care

Respite care

Domiciliary care (home care)

Extra care housing

Supported living

 

Process & Professionals

 

Care needs assessment

Financial assessment

CQC rating — Multidisciplinary team (MDT) assessment

CHC checklist

Lasting Power of Attorney

Court of Protection

SOLLA-accredited financial adviser

Independent care adviser