The most important first step is understanding what type of care is actually needed and what the funding position looks like. Many families start by searching for care homes online, only to realise weeks later that they were looking in the wrong category entirely, or that they missed a funding route they were entitled to. A single consultation with us before you start your search will save you significant time, money and stress.

Potentially, if your loved one's capital and savings are below £23,250. Above that threshold, they are expected to fund their own care. KCC will carry out both a care needs assessment and a financial assessment. It is worth being aware that KCC's standard contribution rates are typically lower than the fees charged by care homes in the Sevenoaks area - meaning top-up payments are common. We help you understand this before it becomes a surprise.

NHS Continuing Healthcare (CHC) is a fully funded care package for those whose primary need is health-related, and it is means-test free - assets and savings are irrelevant. It covers both care home fees and home care costs in full. Eligibility is assessed via a checklist and then a full multidisciplinary assessment. Many families in Sevenoaks never apply because they are not told they may qualify. We make sure that is not your experience.

Yes - this is one of the services we are most frequently asked for. We visit on your behalf, assess the home against your loved one's specific needs, provide written reports and video feedback, and ensure you have an honest, professional second opinion before any commitment is made.

Completely. Unlike online care directories, Local Care Adviser does not accept referral fees, commissions or payments of any kind from care providers in Sevenoaks or anywhere else. Our only obligation is to you and your family.