What is Live-In Care — and Is It a Realistic Alternative to a Care Home?
Live-in care means a trained carer moves into your loved one's home and provides support around the clock. It allows the person to remain in familiar surroundings while receiving a consistent, personalised level of care from someone who knows them well.
Who is it for?
Live-in care suits people who have a strong attachment to their home, who would find the transition to a care home distressing, or whose needs — while significant — do not require the clinical environment of a nursing home. It is particularly popular for those with moderate dementia, for couples where one partner has care needs, and for people recovering from a serious illness or operation.
What does it cost?
Live-in care in the South East typically starts from around £1,095–£1,200 per week. At higher dependency levels, the cost can rise to £1,400 per week or more. At this level it is often comparable to a good residential care home, though nursing-level needs will always be more cost-effectively met in a nursing home.
What families often overlook
Live-in care is only as good as the individual carer. Consistency matters enormously — particularly for someone with dementia. You need to understand how the agency handles holidays, illness and staff changes, and what happens if the match between carer and client does not work. The physical suitability of the home also matters — space, bedroom provision and accessibility all need considering.
Is it funded?
Live-in care can be funded through direct payments if the person qualifies for council support. NHS Continuing Healthcare can also fund a live-in care package if the primary need is health-related. Self-funders pay privately.
Finding the right dementia care home requires knowledge of current providers, not just a CQC rating. We help families across South East London and Kent find providers who genuinely understand the condition. Start your search →