Information and Insights

Care Funding

What is a SOLLA-Accredited Financial Adviser — and Why Do You Need One for Care Funding?

SOLLA accreditation explained — what it means, why it matters when funding care, how it differs from a general financial adviser, and how to find one near you.

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Care Planning

What is a Care Needs Assessment — and How Do You Request One?

Care needs assessments explained — what they involve, how to request one from your local council, what happens if you disagree, and why an independent assessment can make a difference

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Independent Advice

What is an Independent Care Adviser — and Why Does Independence Matter?

Independent care advisers explained — what they do, how they differ from care home placement agencies, why independence matters, and when to use one.

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Legal & Planning

What is the Court of Protection — and When Does It Become Relevant to Care?

The Court of Protection is a specialist court in England and Wales that makes decisions about the personal welfare, property and financial affairs of people who lack mental capacity and do not have a Lasting Power of Attorney in place.

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Hospital Discharge

What is Discharge to Assess — and What Are Your Rights During Hospital Discharge?

Discharge to Assess explained — what it means, your rights during hospital discharge, and how to avoid a rushed placement decision under time pressure.

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Care Planning

What is the CHC Checklist — and What Happens After It?

The CHC Checklist explained — what it is, who completes it, what happens if it is positive or negative, and what to do if you think it was done wrong

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Care Planning

What is a Multidisciplinary Team Assessment — and When Does It Happen?

MDT assessments explained — what they are, who is involved, when they happen, and what they mean for NHS Continuing Healthcare eligibility.

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Care Funding

What is a Financial Assessment for Care — and What Does It Look At?

Care financial assessments explained — what they look at, how they work, what counts as capital, and how to prepare. Plain-English guide from Local Care Adviser.

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Care Options

What is Supported Living — and How Does It Differ from a Care Home?

Supported living explained — what it is, who it is for, how it differs from a care home, and how it is funded. Plain-English guide from Local Care Adviser

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Care Options

What is Extra Care Housing — and Is It the Right Step for Your Loved One?

Extra care housing explained — what it is, how it differs from a care home, who it suits, and how to access it. Plain-English guide from Local Care Adviser.

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Care Options

What is Domiciliary Care — and How Does It Work?

Domiciliary care explained in plain English — what it includes, who provides it, what it costs, and how it is funded. Free guide from Local Care Adviser

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Care Options

What is Respite Care — and How Do You Arrange It?

Respite care explained — what it is, how to access it, who can fund it, and how to use it as a trial before committing to a permanent care placement

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Care Options

What is Live-In Care — and Is It a Realistic Alternative to a Care Home?

Live-in care explained — what it involves, who it suits, what it costs in 2025, and how it compares to a care home. Plain-English guide from Local Care Adviser.

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Care Options

What is Dementia Care — and How Do You Find the Right Support as the Condition Progresses?

Dementia care explained — from early-stage home support to specialist nursing homes. Find out what to look for, what it costs locally, and how to access funding

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Care Options

What is Nursing Care — and How Is It Different from Residential Care?

Nursing care explained — what makes it different from residential care, who needs it, what it costs, and how NHS funding applies. Plain-English guide

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Care Options

What is Residential Care — and Is It Right for Your Loved One?

Residential care explained simply — what it includes, who it is for, what it costs in 2025, and how to find the right home. Free guide from Local Care Adviser.

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Care Funding

What is NHS-Funded Nursing Care — and How Does It Differ from NHS Continuing Healthcare?

NHS-Funded Nursing Care explained — what it is, who gets it, how much it pays, and how it differs from NHS Continuing Healthcare. Plain-English guide.

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Care Funding

What Are Direct Payments — and Are They Right for Your Family?

Direct payments explained — what they are, who can receive them, how they give you more control over care, and what responsibilities come with them.

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Care Funding

What is a Personal Budget in Social Care?

Personal budgets explained in plain English. Find out what a personal budget is, how it is calculated, and how it gives you more control over care arrangements.

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Care Funding

Care Home Top-Up Payments — What They Are and What You Need to Know Before You Agree

Care home top-up payments explained plainly. Find out what they are, who can legally pay them, what your rights are, and what to watch out for before you sign anything

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Care Funding

What is Self-Funded Care — and What Are Your Rights?

Self-funded care explained — what it means, what you are entitled to even as a self-funder, and how to protect your financial position. Free guide from Local Care Adviser

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Care Funding

What is Means-Tested Care? Understanding How the Financial Assessment Works

Means-tested care explained clearly. Find out how the £23,250 threshold works, what counts as capital, and what happens when savings run low — plain-English guide

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Care Funding

What is a Deferred Payment Agreement — and Should You Use One?

Deferred Payment Agreements explained simply. Find out how they work, who qualifies, whether the interest rate is fair, and whether it is the right option for your family

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Care Funding

What is Attendance Allowance — and Could Your Loved One Be Claiming It?

Attendance Allowance is a tax-free, non-means-tested benefit paid by the DWP to people aged 65 or over who need help with personal care. It is one of the most underclaimed benefits in the UK.

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Care Funding

What is NHS Continuing Healthcare?

NHS Continuing Healthcare explained in plain English. Find out who qualifies, how the two-stage assessment works, and why so many families miss out — free guide

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